Laure
FeldYour Loan Application
The following list of items has been compiled for your convenience. Please bring this information to your mortgage application in order to expedite the processing of your mortgage loan.
•Check for credit report and appraisal made payable to American Mortgage Lending, Inc.
•Your residence addresses for the past two years
•Names, addresses and phone number of your landlords for the past two years
•Present value of all real estate owned
•Names, addresses, phone numbers and contact person for all employers for the last two years
•W-2 Forms for all employers for the last two years
•Pay stubs covering the most recent 30 day period (all current jobs)
•Addresses, account numbers and current balances for all checking, savings and other deposit
accounts
•Two most recent months’ bank statements (all accounts, all pages)
•Name, account numbers, balances and monthly payments for all consumer debt accounts including
auto loans, personal loans, student loans, credit union loans and mortgages
•Name, account numbers, balances and monthly payments for all credit cards used in the last several
months
•Evidence of alimony or child support, a copy of the court order and ages of child(ren)
•Copy of divorce decree and separation agreement
•Social security and other benefit award letters if being used toward qualifying income
•Stock information including names of stocks, share owned, current price per share and last three
month’s stock statements (or most recent quarterly statement)
•Make, year and estimated value of all automobiles. Also include copy of title if auto is less than
four years old and owned free and clear.
•Documentation relating to any special issues such as bankruptcy, credit problems and recently established accounts for deposits or loans
•Copy of deed, most recent tax bill and most recent homeowner’s insurance bill (for refinance only)
FOR VA LOANS:
•DD214 of Certificate of Eligibility (original)
IF YOU ARE SELF EMPLOYED:
•Two years personal tax returns
•Two years partnership/corporate tax returns (if applicable)
•Year to date profit and loss statement, signed by accountant
IF YOU ARE APPLYING FOR A NO-DOC LOAN:
•Three months’ original bank statement or other proof of source of
funds for closing
REAL ESTATE AGENTS, PLEASE PROVIDE:
•Copy of listing card
•Complete ratified contract of sale (all pages)
•Your personal business card
•Name, address and phone number of condominium management company (if applicable)
I hope you have enjoyed this special report. The information you now have will help you make the right choice. Take the first step to becoming a homeowner now! We currently have over 40 creative programs to fit your needs. Please contact us at <phone number> to set up your FREE No-Obligation consultation where we will meet to tailor a program to fit your needs and comfort levels for monthly payment and investment.
Sincerely,
Laure
Feld
Host of “The Finance Lady” on WMBD Radio
President
American Mortgage Lending,
Inc.
WWW.FINANCELADY.NET
Listen to the FINANCELADY on
WMBD, WRAM and WAIK Radio
P.S. if you would like to get started now please CLICK HERE to fill
out a Pre-Qualification Application and we will contact you to schedule your free
consultation and get you into the home of your dreams with the best terms
available ….regardless of your credit!